OUR PROGRAMS

Business Carolina represents the SBA and USDA loan programs to assist you in building your business.

SBA 7a Loan Checklist (Required for Loan)
– Personal Financial Statement
– Projected Cash Flow Statement

USDA Business & Industry (B&I) Loan Checklist

Authorization for Credit/Background Inquires

Our loan programs include the following:

SBA 7a Loan Guarantee Program
Have a profitable business with positive net worth, but need a loan with longer repayment terms than typically available from the commercial markets? How about a plan for a new business with solid potential and a similar need for long-term financing? [more]

SBA Low Doc Loan Program
Are you a business that needs to quickly secure financing? The U.S. Small Business Administration's LowDoc Loan Program was created to meet that challenge. [more]

SBA Certified Development Company (CDC) 504 Loan Program
The SBA 504 is an economic development tool for small businesses, which create the most jobs but are excluded from access to capital markets. [more]

USDA Business & Industry Loan Program
Business Carolina, Inc. has partnered with the U.S. Department of Agriculture to help spur job creation and retention in South Carolina's rural areas through the USDA Business and Industry Loan Program (B&I), with loans ranging from $750,000 to $5 million. [more]

USDA Intermediary Relending Program
Business Carolina, Inc. can provide a for-profit business with financing for up to 75 percent of a project's cost with a loan of up to $250,000 through the Intermediary Relending Program (IRP). [more]